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FAQs

What would you like to know about property investment in Dubai?

Yes, foreigners can purchase freehold properties in designated areas such as Dubai Marina, Downtown, Business Bay, Palm Jumeirah, and JVC.

Studio apartments in Dubai start from AED 450,000–600,000 depending on location, developer, and project status.

Buyers typically pay 4% DLD fee, 2% agency fee, AED 580 registration, and annual service charges based on the property area.

Yes, if purchased from RERA-approved developers. All payments go into an escrow account monitored by Dubai Land Department.

Yes. Properties worth AED 750,000+ qualify for a 2-year visa and AED 2 million+ for a 10-year Golden Visa.

Lease and rental terms

Most Dubai properties generate 6%–10% ROI, depending on location and property type.

Yes, short-term rentals (Airbnb) are legal with a DTCM license and often offer higher returns.

Top high-yield areas include JVC, Dubai South, Dubai Sports City, and International City.

You can assign a RERA-licensed property management company to fully manage rentals and maintenance.

No. Dubai does not charge income tax on rental revenue.

Legal & Documentation

The Dubai Land Department charges a 4% registration fee plus AED 580 for title deed issuance.

Just a valid passport is required. UAE residency is not mandatory for property ownership.

A lawyer is optional, but recommended for high-value or complex transactions.

You can check project and developer status using the Dubai REST app, managed by DLD and RERA.

RERA can intervene, restructure the project, or enforce refunds depending on the situation and escrow status.

Financing & Mortgages

Yes. Non-residents can get up to 50–60% financing while UAE residents can obtain up to 80%.

Mortgage rates typically range between 3%–5% depending on the bank, loan type, and applicant profile.

Mortgage approval usually takes 7–14 days if documents and financial proof are submitted correctly.

Some banks offer mortgages for select off-plan developments, but most buyers use developer payment plans.

Banks may charge penalties and can take legal action, but restructuring options are available for genuine hardships.